Lenders and Servicers administering a loan book
CMBS & CRE CLO Investors, Buyers and Sellers of loans
Lead Lenders, Issuers and Syndicators
Engagements scoped to the transaction, applying the same disciplined structure where a standard report is not the answer — from postclosing surveillance and asset management through loan sale, securitization and portfolio reporting. Delivered by Vector Intel’s professionals as a scoped engagement.
Advisory is delivered as a scoped engagement, not an implementation. Vector Intel’s professionals run the analysis on our systems and return it in your format; these capabilities are part of the Deal Intel expansion roadmap and will become available to your own team as they are built into the platform.
Automation does the assembly; experienced credit professionals reach every conclusion. The decision stays with the lender.
Your policies, credit guidelines, templates and output formats, with documented assumptions and exportable data.
Ongoing performance monitoringcollecting property financial statements, tracking performance against underwriting, and reporting to the lender.
YOU RECEIVE
Standardized periodic reporting with recalculated DSCR, debt yield and LTV, variance to business plan, and watchlist and risk rating recommendations.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
Puts the analytical layer of asset management on a standard cadence, so a loan drifting from
its business plan is identified from the reporting rather than at an event.
Day-to-day borrower interface -enforcing the loan documents, reviewing borrower submissions, recommending action, and implementing the lender’s decision.
YOU RECEIVE
Analysis of each borrower request, action plan recommendations, and a prepared approval memo for the lender’s decision.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
Vector Intel runs the loan’s day-today administration and carries out the lender’s instructions. The decision itself – approve, waive, amend, enforce – stays with the lender.
Independent underwriting and re-underwriting of individual loans and portfolios being bought or sold.
YOU RECEIVE
Standardized loan-level credit summaries in a common format, with recalculated NOI, occupancy, DSCR, debt yield and LTV.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
Lets an investor evaluate every asset in a trade on the same basis, rather than on the seller’s presentation.
File-by-file diligence across a loan portfolio, run to a single standard.
YOU RECEIVE
Portfolio-level diligence reporting with a validated data tape and an exception log across tape, file and performance.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
Turns a seller’s tape and document set into validated, comparable loan-level information before a price is committed.
Loan-level diligence and documentation support against securitization data requirements.
YOU RECEIVE
Reviewed asset summaries, a validated data tape and an exception log built to securitization data requirements.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
Keeps loan-level data and documentation defensible against the requirements the transaction will be tested on.
Diligence packages and information control for lenders bringing others into a loan.
YOU RECEIVE
A participant-ready diligence package, an organized data room, and a managed Q&A record.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
One controlled information set for every participant, with the diligence record to support what was provided.
Loan and property data standardized and aggregated into book-level reporting.
YOU RECEIVE
Investor and management reporting with portfolio stratification, concentration analysis and risk metrics.
Delivered as a scoped Advisory engagement.
Includes:
Designed for:
A single view of the book, built from the same validated loan-level data used in diligence.
Advisory engagements deliver structured, defendable intelligence tailored for commercial real estate debt workflows, producing consistent, audit-ready outputs that support disciplined decision-making and scalable operations.
